Victoria Secret Credit Card review is an article which will give you all details related to this branded card. Moreover, it will explain about perks, benefits and other exciting features of this card. Victoria’s Secret Angel Card is a card which enables its prestigious customers to shop from any Victoria’s store. The highlight of this card is that, it offers excellent customer benefits and cash back rewards. However, anyone having low to medium credit score can have this card. Besides this, here its application process, Victoria Secret Credit Card Login process, Victoria’s Secret Credit Card Payment process, customer service details etc. are explained in details and in easy steps.
Recommended Credit Score: 650 to 850
Annual Fee: 0$
Purchase APR: 26.49%
Late Payment Charges: Up to $39
Payment Return Fee: Up to $25
Recommended for those who shop frequently from Victoria’s Secret Store.
Victoria Secret Credit Card Features:
- Get 1 rewards point on every $1 spent at Victoria’s Secret Stores
- Get 3 rewards point on every $1 spent on Bras at designated stores
- In case you buy more than $50, then you get Free Shipping facility
- Monthly perks and exclusive offers
- On Birthday, get free certificate
- Usage based up-gradation of Victoria’s Secret Card
Victoria Secret Credit Card Application
In order to get benefit of personalized services related to Victoria’s Secret Credit Card online registration is must. Now that, you will get facilities such as online order tracking, notification emails, shipping address saving, checkout choices etc. For online application for Victoria’s Secret Credit Card, go to the official website of Victoria’s Secret by Clicking Here. Then after, it will redirect you to the application online form. Furthermore, it will ask you to key in some basic information to process your online application. Let us find out the process step by step.
- Go to the official site of Victoria’s Secret by Clicking Here.
- Choose from existing Credit Card Designs.
- Furthermore, enter some basic personal information such as, First Name, MI, Last Name, Suffix, Social Security Number (SSN), Date of Birth etc.
- Then after, key in your contact information like, Zip Code, Street Address, Suite or Apartment number, City, State, Email Address, Mobile Phone, Alternate Phone etc.
- Also, add authorized buyer information if you want to, by clicking on “Yes”.
- Finally, click on “Continue” button to process further.
- In addition, agree with standard terms and conditions to process your application further.
- Subsequently, Comenity Bank will review your application and will send your Credit Card on your address on approval of your application.
Victoria Secret Credit Card Login
In order to get access to your Victoria’s Secret online account, follow this easy steps in correct order. Using this online portal, you will get facilities such as online Victoria’s Secret Credit Card Payment, online statement review, balance check etc.
- Go to the official portal page of Victoria’s Secret by Clicking Here.
- Enter your User Name and Password.
- In case you want an online portal to Remember your login credentials, click on “Remember Me” button. Next time when you attempt to login on this portal, you need not to enter your details.
- If you Forgot your User Name or Password, Click on the option of “Forgot your username or password?”
- It will take you to other online form.
- Enter your Account Number or User name, Zip Code, Identification Type like Social Security Number (SSN)/Social Insurance Number/Alternate option, Last 4 digits of your SSN.
- Finally, click on “Find My Account” button.
- In case, the details you have entered matches with the central database of bank, it will send you a username/password reset link in your official email.
Victoria Secret Angel Card
Glimpse of the card
The Victoria’s Secret Angel Card offers exciting perks and benefits to its traditional customers. Shopping freaks, who regularly go to Victoria’s Secret stores and purchase lingerie, this card is for them only. Furthermore, its high APR may be a point of concern if you prefer to top-up balance on Victoria’s Secret Angle Credit Card. The bottom line is, if you carefully use this card, it may be a blessing or else will become curse.
As long as, you love to spend a lot on lingerie, using this card savings can be possible. That’s why this Victoria’s Secret Angel Credit Card login is a boon for its traditional customers. They get tremendous perks and rewards by using their credit card.
When you spend a dollar, you earn 3X points on purchasing bra from Victoria’s Secret Store. Moreover, you get 1X point for all other shopping from the store. In addition, you get a choice to select triple point days once in a year. Also, by making card payment in store, you get an option of double points once a month. This option is not applicable for bra purchases though.
There are mainly three options of this card according to your points history of past year.
Angel Card – No such point restrictions are there. Anybody can have this card.
Angel VIP – If you earn 500 points in a year.
Angel Forever – On collection of 1000 points in a year.
Victoria Secret Angel Card – Glimpse
So that, if you spend more you get better card which comes with enhanced security, exciting features, more rewards and better perks. This not only gives you good savings but a higher status as well.
Customers having Angel VIP card, get 12% cash back at a rate of 3X points on purchasing bra. Besides this, they get 4% cash back equivalent rewards on all other purchases. On the other hand, using Angel Forever card customers can avail 18% cash back which is 50% more. Also, they get 6% cash back rewards on all other purchases.
PINK Angel Card is just an another design to choose which has all other features similar to the original ones. Furthermore, this card has zero annual fee, and can be used to buy stuff from Victoria’s Secret and Bath & Body Works. However, customers don’t get any additional points for that.
Provided that, you pay for your stuff by the balance you are carrying over time. With very high APR, it charges high interest rates on your purchases. Hence, it results in cancelling rewards and savings on your card purchase. To avoid such situation, it is important to pay your monthly statement balance on time. Also, by doing this, you can prevent any unwanted interest charges.
All in all, using this Victoria’s Secret Angel Credit Card, you get excellent reward and cash back benefits and other regular perks. However, there are some issues to look out as well. Such as processing of payments and customer service etc. The Comenity Bank, which issues this card has not carrying good customer service reputation. So, in case you still want to use this card, make sure that you make your monthly payments on or before payment due date to avoid any unwanted situations.
CCL’s Rating: 3 Stars out of 5
Here at Credit Card Logininfo (CCL), we believe that, this card should get 3 Stars out of 5. Being one of the best option for purchasing branded lingerie and handsome reward options, it is good. However, with poor customer service, poor payment processing gateway and high APR it loses its reputation in our list.
Highlights of this Card
- On shopping of bras triple reward points
- Yearly Triple Point Days
- Every year Birthday Gifts for the Card holders
- Standard shipping of bras, is free
- When there are any sales, you get early access and advance notifications.
- For Victoria’s events, you get invitations round the year.
- It is easy to get this card with compare to other store cards.
Area of Improvements on this Card
- An enhanced online payment gateway and quick payment processing along with planned payments can make this card better.
- Customer Service can be better.
- Sudden reduction of card limit is a concern for some customers.
How to get Max Benefit from this Card?
- Do all Victoria’s Secret shopping using this card and earn 3X points on Bras and 1X on all other shopping from Victoria’s Secret store. This cash back rewards point will further help you compensate those high prices of products.
- To get 3X points, select Triple Point Days each year and earn points on purchase of other than bra.
- Furthermore, when you make payment for your credit card in store, you avail double points by paying from this card in store, for all your non-bra purchases.
- Free standard shipping on purchases which include bra, using promo code
- To get informed regarding upcoming Victoria’s Secret offers and promotions, Sign Up using your Email to get such advanced notifications.
- Choose a card design at the time of application from basic vs design or the PINK Angel Card design which is free.
Some more benefits
- In case, you don’t use your card for almost a year then considering inactivity, it will get suspended. Also, you will lose all your existing reward points. So, it is advisable to keep your Rewards points active. Hence, use your card once in every six months to get your card open.
- As long as you earn 250 rewards point, you get a Victoria’s Secret Gift Card. Such gift card may be of either $10 for Angle/Angle VIP card holders or of $15 for Angel Forever card holders. This gift cards are valid for only 90 days from the date of issue. Therefore, use your rewards gift card before they expire.
- Since, the interest rate is very high, you should be very careful to pay your outstanding amount on time. So, to avoid any unnecessary charges, pay full outstanding amount before due date.
- Furthermore, do not wait until last date of payment due date. It may happen that, you pay right on due date and may not go through because of any system related technical issue. So, do make your payments in a little advance.
- It is always advisable to check Victoria’s Secret updates regularly on its official website. This will not only help you to know what’s going on in the store but, also help you to know about card security and customer services.
Victoria Secret Credit Card Payment
There are 3 ways using which Victoria’s Secret Credit Card Payment can be made. They are online payment using web portal, by making a phone call and in-store payment.
For online payment, it is necessary to have online account on Victoria’s Secret portal. For making a payment, simply login to your online account and then, go to the online payment option. In which, you will get an option to pay either full statement payment or minimum due amount. The only thing to be careful of is, If you make your payment before 8:00 PM Est, then it will be considered in the payment for that day, otherwise will go on next day’s payment. So, to avoid any late payment fees, pay your credit card payment on time before due date.
In case you are not comfortable with online mode, simply go for In-store payment. Using this option, you can be confident that, your credit card payment is made promptly.
By Phone Payment
Assuming that, your favorite credit card payment option is by calling customer care number. Call on the toll-free number between Monday to Saturday between 8:00 AM to 9:00 PM EST. Customer Care number is 1-800-695-9478, or TDD/TTY 1-800-695-1788. The important thing to keep in mind is that, it will charge additionally $9 for by phone payment.
Victoria Secret Credit Card Lost
In case, your Victoria’s Secret Credit Card lost or stolen, immediately dial toll-free customer support number which is 1-800-695-9478 (TDD/TTY: 1-800-695-1788).
Victoria Secret Credit Card Customer Service
Customer Care Hours
Monday – Saturday
8am – 9pm ET.
Closed On Sundays
Customer Care Address
PO Box 182273
Columbus, OH 43218-2273