Lowes Credit Card Login
Lowes Credit Card is a kind of store card for the customers who are traditional Lowes customers. This card is having excellent customer benefits and other exciting rewards. Lowes is an American company having stores round the globe. Moreover, it’s customers can avail Lowes Credit Card Login portal and manage their card related features. Its high APR is a bit concern for some customers. Therefore, it is necessary to pay monthly statement amount on time and before due date. So, any interest charges and late payment fees can be avoided.
Lowe’s Credit Card Login Highlights
- Customers get 5% off on their shopping from Lowe’s store
- In case, you purchase $299 or more, you get 6 months special financing
- If your project is of $2000 or more, you can use your project financing. This is only valid in stores.
Lowe’s Credit Card Benefits
Whenever customers do shopping from any Lowe’s store using their Lowes Credit Card, they get 5% off. Also, if the shopping amount is $299 or more, then customers have option to pay the same in 6 months using special financing facility. And for that, customers don’t pay any additional charges or interest. Customers who have recently got their Lowes Credit Card Login, can enjoy introductory APR of 24.99%. Besides this, if your shopping amount is $2000 or more, you get an option of 84 months financing at a standard APR of 5.99%. In that case, you need to make repayment in fixed monthly installments.
Lowe’s Credit Card Concerns
The major concern with this card is that, customers can not club promotional offer pricing with rewards point. So, either you choose promotional offer or use your rewards cash back points on your shopping. Since, customers can not use gift coupons, discounted offers, special pricing along with existing reward cash back points. In case you go for special financing benefit, you must agree on some general terms and conditions. Every month, you have to make minimum due payment and at the end of six months’ full payment. However, you also get the benefit of online Lowes Credit Card Login portal.
Lowes Credit Card is a card for those, who are very particular in making payments. Also, its 6 months’ credit program can only be selected if you are sure to make repayments within 6 months. Moreover, it is compulsory to make monthly minimum due payment. Failing of this may result in high interest charges. Lowes Credit Card Login online portal is a big plus to manage your account.
All in all, customers who pay minimum due amount regularly that is not sufficient. At the end of free financing period, a full outstanding amount shall be paid by the customer. Therefore, it is always advisable to pay more than monthly applicable EMI to the bank. So, at the end of promotional period, customers don’t have much Burdon of repayment.
In case of Lowe’s Advantage Card shopping greater than $2000, customer get an option of special financing. This is a unique feature of Lowes Credit Card login as they believe that, big projects must get the benefit of financing for ease. However, to avail this project financing option, customer has to make request at the time of shopping. Though, 5% off benefit is not applicable in the case of project financing.
Let us discuss the available options for financing.
- 36 monthly payments at 3.99% APR (Till full payment is made)
- 60 monthly payments at 5.99% APR (Till full payment is made)
- 84 monthly payments at 7.99% APR (Till full payment is made)
Thus, we advise that, take this option only if you are confident of making the full payment on or before promotional period. It is recommended to pay a little more than what is your monthly payable amount. This way, at the end of stipulated financing period, customer have peace of mind regarding repayment.
Additional Lowes Credit Card Login Features
Here are some of the additional features of Lowes Advantage Card.
- Special promotional options
- Fraud prevention security feature.
- Cardholder gets exclusive events.
- One-time 10% off on first Lowe’s Advantage Card shopping. Up to $100 discount. This offer is for Limited time only.
Lowe’s Business Credit Card Options
In case, you want to go for Lowe’s Business Credit Card, it offers multiple card options to choose from. Mainly there are four Business Credit Card options.
- Business Account Card
- Business Rewards Card from American Express
- Accounts Receivable Card
- PreLoad Card
Even if, each Business Credit Card option offers 5% off on eligible purchases and deliveries, there are some major differences also. A Business Account Card has an option of sharing credit line among other cards as well. Whereas, the Account Receivable Card has an option of having multiple approved buyers. Though, both the cards must be used for shopping at Lowe’s only. Business Rewards Card is more useful in terms of its usability at other than Lowe’s. It is acceptable at all other places where American Express cards are accepted. Furthermore, the rewards point you earn can be redeemed as Lowe’s as well as American Express Gift Cards. Also, check the benefits of Lowes Credit Card Login portal.
Apply for Lowes Credit Card
Customers can apply for Lowe’s Credit Card on its official website. Also, customer can visit Lowe’s store in personal to apply for Lowes Credit Card. When you apply walking in store, you get a temporary card to continue with your shopping and avail benefit of offers and discount. Customer can use this card by the time they get their final card. Besides this, you can also apply online on the website of Lowe’s which is lowes.com. Subsequently, you will get an online application form, using which one can apply for Lowes Credit Card Login online portal.
In order, to make online application there are certain things to follow. Applicant’s age should be 18 years or more. Social Security Number and US mobile number are also a mandatory requirement. Following are the steps for online application for Lowes Credit Card and Lowes Credit Card Login portal. An application for Lowes Credit Card procedure is easy and simple to perform.
- Go to the official website of Lowe’s by Clicking Here.
- An online application form will be appearing. Now, enter your information such as, First Name, Middle Initial, Last Name, Suffix, Address, Zip Code, Primary Phone Number, Email Address, SSN/TIN, Date of Birth, Annual Income etc.
- Finally, click on “Continue” button to process further.
- Subsequently, the portal will take you to another screen, where you have to select the Lowes Credit Card option.
- Furthermore, web portal will ask you to agree their general Terms & Conditions.
- Afterwards, the system will check all your information, review it for further approval from Synchrony Bank.
- If your application is through, you will get an email notification and subsequently card on your official address. Furthermore, get full access of Lowes Credit Card Login online portal.
Lowes Credit Card Login Process
Lowes Credit Card portal is a facility provided for the customers to manage their account related activities efficiently. For this, customer have to login to their online account by visiting official webpage of Lowes. Then after, simply sign in on the portal and you will get various account management options there.
Some of the online account management features are tracking of online order, statement breakdown, credit card payments, itemized list of transactions, mobile phone alarm setup, download 6 months’ account activity in Excel format, 24/7 customer care number. Also, one can control spending limit, organize purchase by category etc. Here, the Lowes Credit Card Login procedure is explained step by step for easy understanding.
- Visit official login page of Lowe’s by Clicking Here.
- An online form will be appearing for login attempt. Simply put your Email Address and Password.
- Then after, click on “SIGN IN” button to get in to the portal.
- There is also an option of “Remember Me”, using which you can allow the system to remember your login credentials. This way, you need not to remember your password next time you sign in to the portal.
- Furthermore, if you forgot your password by any chance, there is an option of “Forgot Password”, clicking on that, you will receive password reset link on your official email id.
- If you don’t have online account registration, there is an option to create an account. For that, customer have simply fill one online form and submit it for further authorization. Once it is through, you will get online Lowes Credit Card Login credentials.
Lowes Credit Card Payment
Customers who are having online account registration, have an option to pay Lowes Credit Card statement amount by online mode. There are other alternates for credit card payment by phone banking or by visiting the store in personal or by mail. Let’s find out Lowes Credit Card Payment options in detail.
Lowes Credit Card Payment – Online
For that, sign in to online Lowes Credit Card Login portal and manage account payment related features.
Lowes Credit Card Payment – By Mail
For, credit card payment by mail, use the following addresses.
Lowes Credit Card, and Lowe’s Project Card:
Lowe’s, PO Box 530914, Atlanta, GA 30353-0914
Lowes Visa Rewards:
Lowe’s, PO Box 960010, Orlando, Fl 32896-0010
Lowes Credit Card Payment – By Phone
For making credit card payment by calling Lowes Customer Care, simply dial the customer care number on 1-888-840-7651. This is toll free number, and keep your account number and credit card with you. As, the customer care assistant may ask you for account related details.
Lowes Credit Card Customer Service
Lowe’s Consumer Credit Card: 1-800-444-1408
Lowes Business Account: 1-800-444-1408
Lowe’s Accounts Receivable: 1-866-232-7443
Lowes Business Rewards: 1-877-673-6947